It’s always about you. But here’s a little about us.
Rose Ratka Scholarship Program
Alliance exists to help our members and individuals in our communities build a sustainable financial future. We do this by:
- Providing value and developing trusted relationships with our members and the
communities we serve.
- Helping individuals achieve their financial goals whether those goals are short-
term, long-term, big or small.
- Providing products and services that are in the best interest of the member and
meet his/her personal desires.
- Providing value by offering relevant services at a reasonable cost.
- Engaging members by listening, caring and using our knowledge to offer smart
- Placing high importance on our commitment to financial education.
- Being a good corporate citizen and encouraging staff and volunteers to
participate in public service activities within the communities we serve.
- Commit to making a difference.
- Build great relationships based on honesty, trust and respect.
- Take ownership and have a sense of urgency in serving members and each other.
- Build a positive and inclusive team spirit.
- Be the best you can be! Learn and grow everyday.
Who we serve
Established in 1952, Alliance Credit Union is a member-owned, financial cooperative
serving more than 40,000 members in six counties—Santa Clara, San Mateo and Alameda counties
in California, and New Hanover, Pender and Brunswick counties in North Carolina. We also serve
approximately 400 Community Business Partners (employers) throughout both states by offering
exclusive benefits to their employees. ACU maintains five financial center locations – three
in California’s Silicon Valley and two in Wilmington, NC.
Board of Directors
Barbara Alumbaugh, Director
Chris Ekren, Director
Ralph Finelli, Secretary
Mark Hanson, Director
Alan Raby, Director
Steve Cox, Director
Mike Kiernan, Director
Donna Rhody, Vice Chairperson
Surya Turaga, Chairperson
The Board of Directors exists to establish policies and maintain the general direction
and control of the Alliance Credit Union for the benefit of all our members.
It is the policy of the Board to act in strict accordance with applicable provisions of the Federal
Credit Union Act, National Credit Union Administration Rules and Regulations, the California credit
union law, and applicable provisions of the North Carolina credit union law and regulations.
The Board of Directors consists of no less than seven and no more than eleven members who must be
members of Alliance Credit Union, and are elected through a democratic vote by the membership of
Alliance Credit Union. All Alliance Directors are volunteers and serve terms of three years.
Deepja Bansal, Member
Laura Golding, Member
Mike Uhri, Member
Devin McAlpine, Chairperson
Interested in joining the Committee? Fill out our Contact Us Form
and let us know.
The Supervisory Committee was formed to safeguard the interests and assets of all members of
Alliance Credit Union, by performing duties as empowered and prescribed by California Rules and
Regulations and the Credit Union Bylaws Article VIII.
Acting independently of the Board of Directors and credit union administration, the Supervisory
Committee is empowered to conduct reviews, annual audits, investigations and evaluations, as deemed
necessary. These actions may be performed directly by the Committee, or through internal and/or
external auditors as deemed appropriate.
Alliance is dedicated to serving our community. Both North Carolina and California have a committee of volunteers,
called Alliance Helping Hands, to organize service events and fundraisers.
Here are some of the events and organizations we are involved with:
- The Carousel Center for Abused Children (NC)
- Cell Phones for Soldiers
- Hands on Wilmington (NC)
- Making Strides Against Breast Cancer
- March of Dimes (NC)
- Overseas Coupon Program
- Relay for Life (CA)
- Sunday Friends: The Working Alternative to Charity (CA)
- TurningWheels for Kids (CA)
Rose Ratka Scholarship
The Rose M. Ratka Memorial Scholarship Program is for high school seniors
who intend to further their education through a trade school, apprenticeship
program, community college, state or private university. The scholarship program
was developed to honor the late Rose M. Ratka who was President/CEO of the
credit union from 1978 to 1996. An astute business woman who achieved remarkable
success in the industry, Rose strongly believed in continuing education and we are proud to honor her beliefs. Scholarship
funds are awarded to those students who best exemplify Rose’s courage, spirit and
dedication. The scholarship is awarded annually, for application to school the
Scholarship funds are awarded in the Spring and should be used to pay for tuition, books, school
supplies, etc. All applicants must have a minimum 2.5 GPA and be members of Alliance to apply
for this scholarship. If a student does not have an account with Alliance, he/she may join at
the time of application and the $10 lifetime membership fee will be waived. All that is required
is a $25 minimum deposit to open a membership account.