With low rates, flexible terms and friendly people waiting to walk you through the process, chances are
you'll find an Alliance vehicle loan for however you roll—whether they have two wheels, four wheels, or in some cases, no wheels.
New Auto
Finance up to 115% of the purchase price, including tax and license.
See our rates here or
apply today.
We're here to help.
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Rate Discounts |
Already have a loan with us? As a returning member, the deal gets even sweeter. You could be eligible for a
returning member discount on a new loan.* Sign up for automatic payments with your Alliance checking account
and you could be eligible for an additional discount. Learn more.
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AutoSMART™ |
Research, shop, and buy your next vehicle with AutoSMART. Here you’ll find the tools you’ll need to answer
all of your automotive questions. With AutoSMART, you can find the right car for you, locate a dealer, view their
inventory, and even ask the dealer a question. You’ll also find sound advice about financing, purchasing, trade-ins,
credit scores, and much more.
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Calculators |
What vehicle can I afford? How much will my monthly payment be? Should I lease or purchase? Answer all of these questions with our
financing calculators.
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GAP Insurance |
Alliance offers the option to purchase Guaranteed Auto Protection (GAP) insurance. This provides an additional measure of
family security and peace-of-mind by reducing the financial burden that may be incurred if your vehicle is
stolen or totaled. GAP also prevents the deficiency loan balance from being added to a new loan in the event
of a total loss, and serves to protect your credit rating. Contact a lending representative for details.
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Mechanical Breakdown Protection (MBP) |
Alliance also offers the option to purchase MBP insurance so that you are covered during a mechanical failure. MBP comes with
nationwide protection, 24-hour roadside assistance, rental vehicle assistance, tire road hazard protection, and
more. Contact a lending representative for details.
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Auto Loans FAQ |
Click here to find answers to common questions about auto loans.
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*Rates can be reduced by .25% for automatic payment and by .25% for a returning member with paid off and/or
existing Alliance loans. Returning member discount is only applicable on newly funded Alliance Credit Union new and used auto
loans (excludes older model vehicle loans). Maximum discount 1.00% including LTV discounts and rate not to exceed floor limit of 4% minimum.
Used Auto
For used cars 1-6 years old, you can finance up to 115% of the purchase price or appraised vehicle value
in the current Kelley Blue Book or NADA Used Car Cost Guide, including tax and license.
See our rates here or
apply today.
For models 7+ years old, you can borrow up to 100% "good" private party value of vehicles in Kelley Blue Book of NADA
for older cars/trucks. Tax and license are not included in this loan.
See our rates here or
Apply Today.
We're here to help.
|
Rate Discounts |
Already have a loan with us? As a returning member, the deal gets even sweeter. You could be eligible for a
returning member discount on a new loan.* Sign up for automatic payments with your Alliance checking account
and you could be eligible for an additional discount. Learn more.
|
|
AutoSMART™ |
Research, shop, and buy your next used vehicle with AutoSMART. Here you’ll find the tools you’ll need to answer
all of your automotive questions. With AutoSMART, you can find the right car for you, locate a dealer, view their
inventory, and even ask the dealer a question. You’ll also find sound advice about financing, purchasing, trade-ins,
credit scores, and much more.
|
|
Calculators |
What vehicle can I afford? How much will my monthly payment be? Should I lease or purchase? Answer all of these questions with our
financing calculators.
|
|
GAP Insurance |
Alliance offers the option to purchase Guaranteed Auto Protection (GAP) insurance. This provides an additional measure of
family security and peace-of-mind by reducing the financial burden that may be incurred if your vehicle is
stolen or totaled. GAP also prevents the deficiency loan balance from being added to a new loan in the event
of a total loss, and serves to protect your credit rating. Contact a lending representative for details.
|
|
Mechanical Breakdown
Protection (MBP) |
Alliance also offers the option to purchase MBP insurance so that you are covered during a mechanical failure. MBP comes with
nationwide protection, 24-hour roadside assistance, rental vehicle assistance, tire road hazard protection, and
more. Contact a lending representative for details.
|
|
Auto Loans FAQ |
Click here to find answers to common questions about auto loans.
|
*Rates can be reduced by .25% for automatic payment and by .25% for a returning member with paid off and/or
existing Alliance loans. Returning member discount is only applicable on newly funded Alliance Credit Union new and used auto
loans (excludes older model vehicle loans). Maximum discount 1.00% including LTV discounts and rate not to exceed floor limit of 4% minimum.
Other Vehicles
Not only is Alliance a great place to turn for auto loans, but we also offer financing up to 100% of MSRP or appraised value for
motorcycles, boats, RVs, jet skis, and more. Select the type of vehicle loan below for the corresponding rates and details.
Types of vehicle loans available:
We're here to help.
|
Rate Discounts |
Sign up for automatic payments with your Alliance checking account and you could be
eligible for an additional discount. Learn more.
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AutoSMART™ |
AutoSMART is not just for automobiles. You can also research, shop, and buy your next motorcycle, boat,
or other vehicle with AutoSMART.
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GAP Insurance |
Alliance offers the option to purchase Guaranteed Auto Protection (GAP) insurance for motor homes and RVs. This provides an additional
measure of family security and peace-of-mind by reducing the financial burden that may be incurred if your vehicle is stolen
or totaled. GAP also prevents the deficiency loan balance from being added to a new loan in the event of a total loss,
and serves to protect your credit rating. Contact a lending representative for details.
|
|
Mechanical Breakdown
Protection (MBP) |
Alliance also offers the option to purchase MBP insurance for motor homes and RVs so that you are covered during a mechanical
failure. MBP comes with nationwide protections, 24-hour roadside assistance, rental vehicle assistance, tire road hazard
protection, and more. Contact a lending representative for details.
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|
Auto Loans FAQ |
Click here to find answers to common questions about auto loans.
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AutoSMART
With Alliance AutoSMART™, you can find the car you want, locate a dealer, view their inventory, and even get pre-approved
online. You’ll also find sound advice about financing, purchasing, trade-ins, credit scores, and much more. So take a look
around and see how easy car buying can be.
| Research |
- Research make and models, view photos, features, ratings, and reviews
- Compare vehicles and pricing, estimate your payments, view trade-in values
- View auto buying tips and advice, understand buying vs. leasing, and more
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| Shop |
- Build your own vehicle and find a dealer
- Find the perfect used car
- Browse dealer inventory by zip code, make, and/or model
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| Buy |
- Get preapproved online before setting foot on a dealership with SMARTApproval (applicants in CA and NC only)
- Ask dealers questions or schedule an appointment online – no phone number required
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