If your goal is buying a new car, Alliance is here to make it easy. From our great financing to helping you find the perfect
car, we're the first place to start when you need a vehicle. See how we can help.
Apply for an Auto Loan and receive rates as low as 1.99% APR* for 48 months!
Finance up to 120% of MSRP for new vehicles and 120% of Retail Kelly Blue Book for used vehicles 2011 and newer.
We offer various loan options with terms ranging from 24 to 84 months and no penalty for paying off your loan
Click here to see our current rates and financing terms.
New Auto Loans
Finance up to 120% of MRSP plus tax, license, GAP, warranty, service maintenance contract and theft deterrent device**.
Used Auto Loans
For used vehicles 2008 and newer, you can finance up to 120% of the Retail Kelley Blue Book, plus tax, license, GAP, warranty, service maintenance contract
and theft deterrent device. Used vehicles 2001 to 2007, we will finance up to 100% of Retail Kelly Blue Book.
Refinance your auto loan from another lender!
If you have an auto loan on a vehicle 2011 or newer with another lender you may be eligible for a 1%*** interest rate discount on your current
rate. That could mean lower monthly payments and more money in your pocket! Rate modifications of existing Alliance vehicle loans to lower rate are subject to approval and a $50 fee. Contact a lending representative for more details
Cash out equity from your car
Ever considered the equity in your car? If you owe less than what your car's worth, then you could be eligible for a cash out equity loan.
Contact a lending representative for details
Learn how to obtain your free credit report
Auto Loan FAQ
*APR = Annual Percentage Rate; above rate for well-qualified buyers, actual rate will be determined based on the applicant’s credit worthiness. The APR stated is based
on a purchase of a vehicle model year 2011 or newer, loan term of up to 48-months and up to 100% MSRP or Kelley Blue Book value. Payment amount and overall
savings vary by borrower and are determined by many factors including but not limited to loan amount, term and interest rate. Maximum discount of .50% including
a .25% SmartPoints discount with a floor of 1.99% APR. Minimum loan amount of $15,000 is required to receive the 1.99% APR auto rate promotion. Maximum term of 48 months. More restrictions may apply. No additional discounts are available for the rate quoted. Excludes existing Alliance Credit Union auto
loans. Ask a representative for complete details.
** Certain restrictions apply contact an Alliance representative for details.
*** Payment amount and overall savings vary by borrower and are determined by many factors including but not limited to loan amount, term and
interest rate. Maximum discount of 1% with a floor of 1.99% APR. Excludes existing Alliance Credit Union auto loans. Model years 2011 and newer. Ask a
representative for complete details.
Find your next car.
Thousands of cars to choose from,
three simple ways to find the perfect one.
Guaranteed Auto Protection (GAP)
If your vehicle is totaled or stolen, your primary insurance will usually pay only the current market value of your
vehicle, less your deductible. So if your vehicle is worth less than what you owe, you could end up with a large
GAP offers an additional measure of security and peace of mind by reducing the out-of-pocket expense that
may be incurred if your vehicle is stolen or totaled. Additionally, GAP prevents the deficiency loan balance from
being added to a new loan in the event of total loss, and serves to protect your credit rating.
GAP can be purchased at a low, one-time cost. Contact a lending representative for details.
Mechanical Breakdown Protection (MBP)
When you experience a mechanical failure, we've got you covered. Alliance offers a very comprehensive
benefits package that is designed to ensure you the maximum amount of convenience and comfort in the event
of a mechanical breakdown.
MBP comes with this extensive list of features and benefits:
Contact a lending representative today for more details about MBP.
- Nationwide protection
- 24-hour roadside assistance
- Rental vehicle assistance
- Tire road hazard protection
- Trip interruption
- Transferable coverage/increased resale value
- And other features and benefits
Alliance is pleased to partner with MEMBERS® Auto Insurance program to give you extra savings on your car
insurance with some of the nation’s most trusted insurance companies. With the MEMBERS program, you’re eligible for discounts
on auto insurance provided by Liberty Mutual Insurance® or Esurance®, plus
competitive rates and great service. For more information, call 800.380.9287 or visit our
Possible auto insurance discounts and credits include
Click here for a free Auto Insurance Quote
 The MEMBERS Auto & Homeowners Insurance Program is made available by CUNA Mutual
Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent
permitted by law, applicants are individually underwritten; not all applicants may qualify.
Discounts are not available in all states and discounts vary by state. A consumer report from
a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed
on your policy where state regulations allow. The insurance offered is not a deposit and is not
federally insured or guaranteed by your credit union.
- Credit union member discount
- Good student discount
- Anti-lock brakes
- College education credit
- Low usage
- Anti-theft device
- Accident prevention/ mature driver courses