Vehicle Loans
We offer various loan options with terms ranging from 24 to 84 months and no penalty for paying off your loan early.

Click here to see our current rates and financing terms.

New Auto Loans
Finance up to 115% of MRSP plus tax, license, and warranty.

Used Auto Loans
For used cars 1-6 years old, you can finance up to 115% of the purchase price or appraised vehicle value in the current retail Kelley Blue, including tax, license, and warranty.

For models 7+ years old, you can borrow up to 100% "good" private party value of vehicles in Kelley Blue Book. Tax, license, and warranty can be included in this loan.

Refinance your current auto loan
You could refinance it with Alliance and potentially lower your monthly payments. If you have an existing vehicle loan with Alliance, you can refinance it for $50. Contact a lending representative for more details.

Cash out equity from your car
Ever considered the equity in your car? If you owe less than what your car's worth, then you could be eligible for a cash out equity loan. Contact a lending representative for details.



Learn how to obtain your free credit report

Additional Resources
Calculators : Auto Loan FAQ : Auto Insurance

Guaranteed Auto Protection (GAP)
If your vehicle is totaled or stolen, your primary insurance will usually pay only the current market value of your vehicle, less your deductible. So if your vehicle is worth less than what you owe, you could end up with a large out-of-pocket expense.

GAP offers an additional measure of security and peace of mind by reducing the out-of-pocket expense that may be incurred if your vehicle is stolen or totaled. Additionally, GAP prevents the deficiency loan balance from being added to a new loan in the event of total loss, and serves to protect your credit rating.

GAP can be purchased at a low, one-time cost. Contact a lending representative for details.

Mechanical Breakdown Protection (MBP)
When you experience a mechanical failure, we've got you covered. Alliance offers a very comprehensive benefits package that is designed to ensure you the maximum amount of convenience and comfort in the event of a mechanical breakdown.

MBP comes with this extensive list of features and benefits:

• Nationwide protection
• 24-hour roadside assistance
• Rental vehicle assistance
• Tire road hazard protection
• Trip interruption
• Transferable coverage/increased resale value
• And other features and benefits

Contact a lending representative today for more details about MBP.

Auto Insurance
Alliance is pleased to partner with MEMBERS® Auto Insurance program to give you extra savings on your car insurance with some of the nation’s most trusted insurance companies. With the MEMBERS program, you’re eligible for discounts on auto insurance provided by Liberty Mutual Insurance® or Esurance®, plus competitive rates and great service.[1] For more information, call 800.380.9287 or visit our MEMBERS website.

Possible auto insurance discounts and credits include^[1]:

• Credit union member discount
• Good student discount
• Anti-lock brakes
• College education credit
• Multi-vehicle
• Low usage
• Anti-theft device
• Accident prevention/ mature driver courses

Click here for a free Auto Insurance Quote

[1] The MEMBERS Auto & Homeowners Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.